This spring, the famed Long Island Medium, Theresa Caputo, is coming to Utica. According to Caputo’s official website, she has been in communication with an entity she refers to as “Spirit” since she was four years old. In her twenties, she claims to have begun honing that ability into her current practice, which is talking to people in Heaven through “Spirit.”

Perhaps one of the cruelest scams, psychic mediums prey on one of our deepest emotions, our love for the family members and friends who have passed on. We want to know that they are okay. We miss them being here with us on earth. We wish we could have just one more hug, one more of our long chats over coffee, our girls’ nights, our boys’ nights out, our family gatherings, or our quiet afternoons alone with the one we miss. Psychic mediums offer us the closest we can get to that experience. 
Or at least they would, if the services offered by psychic mediums were not scams. 

Here is what really happens when you visit a psychic medium. First, the psychic will claim that they are just beginning to get a picture or a message. They will throw out some vague terms. “I sense a man. He passed on.. a…heart…I’m getting something to do with his heart.” 

No matter who you are, you are very likely to have some connection to someone who is male, who passed on when their heart stopped beating. Having a great-grandfather,  grandfather, father, husband, brother, close male platonic friend, boyfriend, fiance, cousin you saw every year at the family picnic, or favorite uncle who died of a heart attack or stroke qualifies you to start waving your hand around in a group setting, or lean forward and say “yes” if you’re one on one with the psychic.So does having any of those relationships to a man who died of something else, but had a weak heart, or had a weak heart that later became strong. Or maybe none of that applies to you. But then you probably had a supervisor, or a coworker at some point who you later heard had died because of something related to his heart, or who had a bad heart but died of something else. You can jump in over that too. And if that’s still not you…didn’t your Mom once tell you that you had a great Uncle that you never met, who died of a heart attack, or who had a heart attack when he was young, then lived a long life for his time? Better raise your hand. Somebody from a few generations back in your family might have a message for everybody on earth today. 

Once somebody responds in this way, starts waving their hand, nods, or does anything to indicate they’re falling for it, the psychic begins to insist they are getting “more details.” And they are, from you, because if you went for the first piece of bait, you said something they could use. Maybe it was “That’s my Dad!” or maybe it was, “Ehhh…I think my boss at my first job had a cousin who died of a heart attack. I remember we all had to work longer because he was gone that day for a funeral..” Either way, the psychic now knows enough to keep throwing out more slightly less vague details. 

You think the psychic is gradually picking up clearer and clearer details  from “Spirit” or “an angel” or your loved one, or all of the above, but all they’re really doing is throwing out word prompts, waiting for you to offer up more details, then incorporating those details into increasingly personal prompts until you and everyone around you believes you were talking to someone from Heaven. The “conversation” typically ends with some loving message that we want to believe because it’s what we want to hear. Notice that no psychic reading ever goes, “This is the third cousin to your ancestor from eight generations back. We’re allowed to look down upon Earth from here, but I rarely take my turn because I keep seeing you, and you bore me.” 
And this is just when the psychic does a true “cold reading.” They..or someone who works for them, may also be scanning the audience for clues in peoples’ clothing, demeanor, or behavior before they begin, learning  names of audience members or customers and searching for information about you online, or even sending someone out to walk around and take note of what they overhear. 

And that is just the secular, mundane part of the explanation. Those who believe in the Bible as the word of God should remember that some messages passed on through psychic mediums may indeed be flashes of information the person randomly got into their head and decided to blurt out, but those will have come from agents of the enemy, or demons, not from your loved one in Heaven.Their goal is to get you to talk to them instead of Jesus, and they are not above using your love for someone in Heaven to do that. 

According to the Bible, you do not need a psychic medium to know of the fate of your loved ones. Your loved ones who have accepted Jesus Christ are indeed alive and well and with Him in Heaven. Nobody truly knows if they can see or hear anything that goes on over here on earth. Some believe they can. Others don’t think so.  A search for the answer to the question, “Can people in Heaven see us?” and “Christian” or “Bible” results in articles in which pastors offer their own opinion and cite passages to back it up, but admit that there is no definitive answer either way.  

What is clear is that we cannot needle, coax, call, or force anybody to revisit earth in any form and talk to us. We are going to have to wait until we see them again when we get there. 

Anyone claiming otherwise is only out for power and control over you, money, or both. To truly honor and remember someone who has passed on, take the money you were going to spend on the psychic medium and use it to further the work that person did here on earth. Make a donation to their beloved club, church, or synagogue, or pass it on to help the homeless, or animals, or children. Plant a flower, or a whole garden in their name, or start a project dedicated to their memory. 

by Jess Szabo'
originally published  Artist Cafe Utica
​www.artistcafeutica.com

Scammers are not typically intelligent, creative, or wise people. They’re just opportunistic, and either devoid of a conscience or skilled at making excuses for themselves as to why humiliating people and taking their money is justified. Most “new” scams are nothing more than old scams adapted to new tragedies or problems people face, and the most commonly seen scams in Utica today are no exception. 

The “Anyone willing to work a night shift?” scam  has been around since at least 2018. It may have gone by other names, but in mid to late March 2022, the scam…with that exact title or line in the post… became a trend among the scammers targeting Utica residents online. 

Some of these posts are obviously scams. The rest of the post says things like “Pack candy boxes at home for Amazone. The pay is $980 per week.” Others may  be vague enough to look like legitimate, local shift work or scheduled online work to someone whose screen has not yet been flooded with them. 

Like all work scams, it plays on both our material needs and our emotions. 

Suppose you are struggling financially.  The basic expenses simply are not being met before the available cash runs out anymore. You need to pay for your internet and cell phone in order to keep working, but by the time the rest of the bills are paid, there is no money left. Or maybe you have some old credit card debt rising faster than you can pay it down. 

Or maybe you’re okay, but just okay. You can meet your basic expenses. You sleep in a safe, clean home, bathe, and eat every day, as long as you stick to Dollar Tree for your personal hygiene and cleaning products, and hot dogs instead of steak. You could really use a little something extra, even if it’s just the means to take the kids out for ice cream once in a while this summer, or a little care package for yourself. 

All the ideas from  the couponing, money saving, and “getting free stuff”  YouTube channels, TikToks, blogs, and Facebook groups have been exhausted. You need some additional cash, and you don’t have the time in your day left to “just go out and get another job.” The one or two you have already takes it all up. 

Browsing through your online groups one evening, you keep seeing an ad asking local residents if they are willing to work an overnight shift. The ad is typically accompanied by a stock photo of happy people working. This looks like an opportunity to work a single shift locally, doing something like cleaning up after an event, striking the stage following a local performing arts production, or preparing an area or business for an event the next day. 

Once you read the ad, you learn that the job is not local, but an online job working for Amazon. This is even better. You haven’t joined Uber or DoorDash or GrubHub because you cannot spare the time away from home. But this will fit into your schedule beautifully. You will still be here, but you’ll be earning that extra cash, at $20.00 per hour.

Except the cash…and the work…will not be there. As soon as you are “hired” you will either be asked to purchase a $200 “enrollment kit,” install company software that enables you to clock in and out and get your paycheck, or both. The “fee” will only line the scammer’s pocket. The job and your money will be gone. Any software they ask you to install, or links they tell you to open, will contain malware that allows the scammer access to your computer. One you install what may look like a time clock, or click on that link that looks like it only offers you some paperwork for a new job, you will have granted the scammers access to anything you have access to when you open your desktop or laptop computer. They may drain your bank account, use your credit cards, or even open up new accounts in your name. All of this will be done without your consent or awareness. 

Legitimate job openings for corporations like Amazon will be posted on the company’s official website. They may also be listed on Indeed dot com, but major corporations do not send random people out into cyberspace to beg others to work for them.  

While it would be great if there were something we could do to earn a steady wage that is also easy, flexible, and guaranteed, that type of work simply does not exist. You can reach out to local business people and build a client base for your home based business and schedule your hours whenever you want. But that is going to take time and effort, and the income will not be guaranteed. Going the gig work route is going to leave you dependent on demand. And of course, getting a side job or day job that is actually a night job will require you to stick to a schedule and do regular shift work. Beware of anyone promising otherwise. 

And if you were already aware of this scam and knew not to fall for it, remember that everyone is not in the exact same situation as you. Someone else may be more vulnerable due to extreme stress, illness, isolation, or other problems in their lives. Even if they’re that friend who just plain never stops and thinks anything through, they don’t deserve to have their money stolen by scammers. Look out for each other. 


by Jess Szabo
originally published on Artist Cafe Utica
www.artistcafeutica.com 

​

As Fall brought a new crop of career changers, it also brought a new crop of  work related scams. Just a few weeks later, the scammers seemed to want to remind us they have not forgotten how to scam people in other areas as well. Here are just a few of the most popular non-work related scams this season.
 
A major corporation wants to apologize to you for poor service by giving you a prize or gift card.
 
People are still struggling to find work they can actually take and pay their bills, kids are back in school offline, and the holidays are on the way. Many of us could use a break on a bill so we can amend the budget a little this month, or some “free to us” merchandise to use as Christmas gifts. And the scammers know it.
 
The company name varies, but it is typically a major service corporation, like a phone or electric company. Messages designed to look like they came from T Mobile seem to be especially common. These texts claim the company wants to apologize for a disruption in service, or for poor service, due to the Covid-19 pandemic. The apology will come in the form of a gift card to the company to use toward their service  or another popular retailer, or a special prize.
 
While this scam will be immediately obvious when the message is supposed to be from a company the target does not do business with, it can be easy to thoughtlessly click the link when it looks like it might be something related to one of our bills.
 
Never click these links. This scam has been widely reported as new this year, and the detail about Covid certainly is, but the scam itself has been around for at least seven years. It is a classic spoofing scam, designed to get targets to click on the links so that malware or spyware can be installed on their computer. You will not get a gift card or a prize. But the scammers certainly will. They’ll “win” access to your bank account and other financial records.
 
If you’re in the LGBTQ community, that new love interest you met online is going to humiliate and/or out you if you do not send them money.
 
Online dating is growing increasingly common and acceptable, with dating sites set up for people fitting a wide variety of descriptions. But if you are lesbian, gay, transgender, bisexual, or identify as “queer,” take special precautions when talking to people on LGBTQ sites. Scammers pretending to be members of your community are infiltrating these sites with the goal of extorting money.
 
Things seem normal at first, if a little fast. You and your new online crush are happily getting to know each other, when they get you to reveal something private. Persuading the target to send revealing photos is a common tactic. They may also strike up conversations that urge you to share private details about your life.
 
Once they have this material, the scammer then reveals their true motive. They inform you that if you do not send them money, whatever you have shared will be sent to your family, friends, clients, supervisors, or anywhere else it might cause serious problems in your life. They may even taunt you with details like the names of your family members or the location of your workplace to make the threat seem real.
 
Should this happen to you, never send the money. The scammer is not sincere in his or her offer to destroy the material once the money is sent. While nobody can promise a scammer won’t actually send your personal materials to the last person you would want to see them, this is typically far too much effort for a scammer. Their only intention is to scare as many people as possible into sending them money as quickly as possible. If you do not scare so easily, it is more lucrative for them to move on quickly to the next target than  to bother sending out blackmail messages and waiting for you to fall apart again.
 
Instead, immediately report the account to the site you’re on, and file a report with the internet crime complaint center at:  https://www.ic3.gov/Home/FileComplaint
 
One of your favorite stores is practically giving away something you’ve been wanting.
 
Like the “apology gift card” scam, this one plays on the fact that many people are still adjusting to the gradual return to in-person work and school as the holidays arrive. Scammers set up fake online storefronts and shopping sites, offering items everyone wants for Christmas, at prices anyone can afford.
 
At first glance, fake shopping websites appear to be simply outlet or resell sites. But the prices seem almost too good to be true. And that’s because they are. Should you order something from them, the most likely outcome is that you will never receive your order, and will not be able to contact anyone about getting your money back. Sometimes, you do receive a package, but it will be an item of much lower quality, and worth much less than the amount you sent the scammer. Sending the scammer $200 for a guitar or a handbag that typically sells for $1,200 might get you nothing more than a flimsy knockoff, broken, or even toy item that bears no resemblance to the photo and description on the site.
 
The only way to avoid being scammed by these sites is to avoid them entirely. Always go directly to known, trusted sites when you want to shop online, and carefully check that the website address is the official address of the store you meant to visit. Merchandise from Amazon will always be on “Amazon dot com,” not “Amazon deals dot com” or “Amazon outlet dot com.” Your friends’ Etsy shops are searchable from “Etsy dot com,” not “Esty dot net.”
 
If you absolutely need a deeply discounted item, wait for sales, coupon, or visit local thrift stores and yard sales.
 
The perfect puppy or kitten for your family is easy to find and purchase on a social media group dedicated to your favorite breed.
 
This scam seems to be the evergreen content of the scammer playbook. It never really goes away, they just update and refresh it from time to time, adding a bit more to it to attract a new audience….full of victims.
 
The basic scam is the same one from many times before. You love dogs, and have an especially soft spot in your heart for Chihuahuas, Pugs, Boston Terriers, or some other breed, so you join an enthusiast or owners group or two. Scattered in between people sharing cute stories and photos of their own pets are ads from people claiming their own beloved pet just had a litter, and they’re offering them at a reasonable price. In a newer twist, some claim the litter belongs to someone else, is unwanted, and the person posting is finding the puppies a home out of the goodness of their heart.
 
One particular puppy captures your heart. You contact the person, make a deposit through some type of online money transfer service, and travel to meet your new bundle of fur at the agreed upon public place. Nobody ever shows up with your puppy. And they never will. They will also never respond to your messages asking for your money back.
 
There was never any unwanted litter, and nobody’s beloved pet had puppies or kittens who needed homes. Scammers steal pictures from breeders’ websites, animal shelters, or image searches, save them, and change the caption to make them look like their photos.
 
The only way to avoid this scam is to never purchase or pay an adoption fee for a pet online. Ideally, adopt a pet from your local shelter. If that is not possible, or if you see an ad for a pet online and feel called to respond, make no promises and hand over no money until the pet is with you, physically and offline.
 
Don’t be mislead by a picture of the person you’re talking to and the pet or litter together, or even seeing the person and the pet on Zoom together. They could be be running a scam using their own pet they have no intention of rehoming, a friend’s pet, or an animal they’re pet sitting.
 
Keep a lookout for these, and other scams, as we head into the start of the holiday season. Even if you would never be taken in, let’s keep vigilant and protect each other.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

As more and more people receive the Covid-19 vaccine, more and more people are looking for regular jobs to replace income lost during shutdown, side jobs to fund vacations they’re still waiting to take, and second jobs to pay down accumulated bills. Local independent artists are typically in need of funds for supplies, instruments, recording sessions, gallery space, work space, and networking. All this job seeking has, sadly, not gone unnoticed by scammers. Here are just a few of the most popular work and money related scams circulating as we head into Fall 2021.
 
A Japanese steel company thinks you would make a great debt collection representative for their corporation.
 
On August 25 of this year, I received the following email from someone using the name Nathan Baker:” I reviewed your info on LinkedIn and I would like to know if you are available to work with my company on a contract. “
 
This was obviously a copy and paste document sent to several people at random, but I wanted to learn the details of the scam, so I pretended to fall for it and asked for more information about the company. Today, I received a reply from a Japanese steel company. The email explained that I would be working as a debt collection agent. I would only need to work an hour per day. For working one hour per day, I would earn five per cent of all debt I collected, plus a four-thousand dollar per month stipend to cover expenses.
 
Had I not realized it was a scam from the beginning, the terms of that offer would make it obvious. Nobody is going to pay you $4,000 every month to make phone calls and send emails and faxes for an hour per day, plus give you 5% of everything you collect. The form they asked me to fill out and send back didn’t ask for my bank account information or anything else they could use to commit identity theft, so I did some general internet research about the scam.
 
The earliest mention of it cropped up in 2012, with previous resurfacing in 2015 and 2017. The scammers have simply come back for another try for the fall of 2021.
 
 It appears to be a bad check scheme. If someone were to take the job, they would find themselves extraordinarily successful. The first person they called would apologize profusely and immediately send them a check for the amount they owed the Japanese company. The “debt collector” would be asked to deposit that check into their own account and send 95% to the company, keeping 5%. In reality, the person the “debt collector” contacted would be another scammer in the same ring, and the check would be fake. This means the “debt collector” just sent the “Japanese company,” a large amount of money from their own account, and if they did not have sufficient funds to cover that amount, they would be liable for it, as well as any fees associated with writing a bad check or making a withdrawal with insufficient funds. The $4,000 per month salary would never show up.
 
This scam uses the names and descriptions of what appear to be legitimate Japanese companies, and relies on the image of Japanese people as both rich capitalist “salarymen” and gentle, easygoing, generous souls who always aim to live in peaceful harmony with others. And while both good jobs with high salaries and respect and harmony are valued in Japanese culture, so is intense study and hard work. Nobody, no matter how rich, generous, and eager to make things easy on others they may be, is going to pay a random stranger $4,000 per month to spend an hour each day doing something they could just as easily ask an employee who is already on the payroll and being compensated for their time, to do.  
 
The Federal Trade Commission will send you Covid-19 relief funds.
 
Anyone who has ever searched seriously for a job knows the job search becomes a job itself. You spend time updating your resume and cover letter template, researching companies, and writing and sending out complete cover letters with that resume attached. You may even walk, ride the bus, or drive around town, stopping into places with signs announcing they’re hiring to drop off resumes and fill out paper applications. Some places call you for an in-person interview, necessitating another trip.
 
This can require you to spend money on everything from a new suit for interviews, to coffees and lunches out on days you don’t have time to go home, to copying and printing costs for your job search documents. It would be great if you could get a little grant to cover these costs, rather than paying from your own pocket. And when the job offer doesn’t come fast enough, some money to meet the expenses you need a job to cover would help too.
 
All of this would make it very tempting to respond to an email from the Federal Trade Commission, offering to send you additional Covid-19 relief funds. Don’t. These emails are from scammers trying to collect your bank account information.  The Federal Trade Commission does not disperse Covid-19 relief funds. Those come from the Department of the Treasury. There is no additional nationwide Covid-19 relief stimulus payment coming as of the writing of this article, and were that to change, you would get your money the same way you received previous payments.
 
A spell can be cast, cards can be read, or someone can intuitively tell you what your financial and career future will be.
 
The arrival of Fall means Halloween is coming soon, and with it an interest in anything mysterious, including tarot cards, psychic readings, and spells.
 
Spiritually, all of these activities are dangerous whether money is involved or not. When you reach out into the spirit realm and ask for any type of assistance from anyone or anything who wishes to assist you, the response you get is going to be from an entity who serves the enemy of man. These entities are demonic, and they only wish you harm. They may disguise themselves as helpers, but in the end, they only wish for your destruction. I practiced Wicca off and on for twenty years before I learned this, so don’t be fooled by what might appear to be early success.
 
Anyone here on this earth who offers to perform any of these activities for you for a fee is also a money scammer. There is simply nothing you, or any other human here on this earth can do to secure you a job beyond the plain old-fashioned practical steps to getting a job you already know.
 
You can train for a whole new career by signing up for a series of seminars or a business coaching program.
 
The hunt for a second job or side job can start to feel like you’re not qualified to do anything but what you already do, and there are no steady jobs hiring there. While most of us consider ourselves blessed to be artists, we often wonder if we shouldn’t go back to school or complete the necessary training for a second career. And this may be the right decision for you. Just make sure the training program you are going into will actually lead to a career.
 
“Training programs” that offer nothing but a collection of advice, information, tips, and tricks are often scams. Always start with the job you hope to have some day, and work backward from there. Learn what degrees, licenses, apprenticeships, vocational training, and other experience that profession requires, and use professional organizations in that field to build a list of possible training or career preparation programs.
 
Avoid anyone who insists you can make large sums of money, easily enter a competitive field, or will have secrets that make it unnecessary to work hard simply by paying for  their course or using their own special method. And remember that no independent training program you are asked to pay for, or academic degree, comes with a hundred per cent guarantee of employment or entry into a specific career. If someone wants to prepare you for a job and then pay you to do it, they will offer you an apprenticeship, internship, or other training that they provide.
 
The life of your dreams can be yours if you’ll just join my team.
 
Multilevel marketing schemes show up in every work scam article because they show up in every season, every year. And they are out there again, preying on those growing frustrated or disheartened with their job search.
 
It would be wonderful if their claims were true. Buy a kit, talk everyone you know into buying the products or services from you and/or signing up under you to sell the products or services, and make all the money you could ever want. And you’ll get to use these amazing products or services, experience all the miracles they bring, and make a new group of friends that will become a second family to you as a bonus.
 
Only they never are. At best, you might find a workout, or a vitamin supplement, or some clothes or makeup you like, and get a nice discount on them. You might even earn enough commission to make some or all of the services or products free to you, and a little extra cash initially. If that’s all you’re looking for, by all means, join the company.
 
Just remember that these benefits are typically short-term. Suppose I sign up for a makeup and skincare MLM. I might earn enough commission to make my makeup free to me, and some cash to go get my hair done this month, but in two more months I will have to purchase more products to stay active in the company, and if I don’t have any customers at the time, that purchase will come out of my own funds.  If I earn $100 in free makeup, and an additional $100 to spend, but wind up ordering $250 worth of stuff I do not truly want  and will not use eight weeks later in order to keep my representative status, I didn’t earn $200 in free merchandise and cash. I spent $250 to get $200 in merchandise and cash, putting me $50 behind.
 
No matter what type of job you’re looking for, it can be stressful. It can be tempting to take what looks like a more gentle, less stressful path to your goals. And the combination of stress and the high pressure tactics used by most scammers can make it easy to miss many of the red flags. Look out for yourselves…and your fellow Utica musicans and other artists looking for jobs this fall.